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GovBenefits.gov

Comprehensive Federal Web site

This Web site is the gateway to Government information on health care, insurance, Medicare, Medicaid, and many more topics. Users can browse benefits by category and specific government agency and search at the Federal and State levels. Users can also search topics by population and/or interests.

Community Health Centers

U.S. Department of Health and Human Services

Community Health Centers offer access to comprehensive primary and preventative health care and focus primarily on low income and underserved individuals. Contact information for health centers in local areas and related general information can be found at the Web site above.

Health Resources and Services Administration

U.S. Department of Health and Human Services

Publications, resources, and referrals on health care services for low-income, uninsured individuals and those with special health care needs are available through the toll-free phone number 1-888-Ask HRSA (275-4772).

Medicaid

U.S. Department of Health and Human Services

Medicaid is health insurance that helps many people who can't afford medical care pay for some or all of their medical bills. Medicaid is a State-administered program, and each State sets its own guidelines regarding eligibility and services. Visit the Web site or call the toll-free number (1-877-267-2323, menu option 5) to read more about State Medicaid programs.

Medicare and the Medicare Prescription Drug Coverage Plan

U.S. Department of Health and Human Services

Medicare is the national health insurance program for people age 65 or older and some people with disabilities under age 65. Medicare also covers people with End-Stage Renal Disease (ESRD), which is permanent kidney failure requiring dialysis or a kidney transplant. Particularly useful is the Medicare and You handbook that is available at the “Find a Medicare Publication” link on this site. Additional information and State contacts are available at the Web site or by calling the toll-free number 1-800-MEDICARE (1-800-633-4227) or 1-877-486-2048 (TTY).

Centers for Medicare and Medicaid Services

U.S. Department of Health and Human Services

A variety of free publications related to Medicare and Medicaid may be obtained by subscribing to the Centers for Medicare and Medicaid Services’ (CMS) publication mailing list. The CMS Partner Center Web site provides a number of resources on Medicare prescription drug coverage that are helpful to individuals and One-Stop Career Centers. They can be downloaded as PDF files.

State Health Insurance Providers

U.S. Department of Health and Human Services

This Web site provides contact information for State Health Insurance Providers (SHIP) counselors. SHIP is a national program that offers one-on-one counseling and assistance to Medicare recipients and their families and provides information about Medicare prescription drug coverage.

State Children’s Health Insurance Program

U.S. Department of Health and Human Services

The State Children’s Health Insurance Program (SCHIP) Web site provides information on low cost health insurance for families and children. The “Your State’s Program” link on the Insure Kids Now site provides links to each State’s benefits and eligibility criteria. Call 1-877-267-2323 or 1-866-226-1819 (TTY) or 1-877-543-7669 (Insure Kids Now) for more information.

Medicare Online Coach

U.S. Department of Labor

The Medicare Online Coach provides interactive step-by-step instructions to help workforce development professionals quickly identify common issues and questions concerning Medicare prescription drug coverage and other Medicare-related issues. This information helps workforce development professionals assist One-Stop Career Center customers who may be eligible to participate in the program. It also provides direct access to the official Medicare Web site and other Government and non-profit resources.

Consolidated Omnibus Budget Reconciliation Act

U.S. Department of Labor

Upon losing a job, almost all full-time or part-time workers (including those self-employed) and their dependents can obtain or maintain health insurance coverage for at least 18 months under the Consolidated Omnibus Budget Reconciliation Act (COBRA). COBRA insurance may be a lower cost than buying new health insurance, but the insured will still be required to pay a monthly premium. Individuals must choose COBRA coverage within 60 days after their plan coverage ends.

Health Coverage Tax Credit

U.S. Department of Treasury

Customers who have lost a job due to foreign trade and whose layoff is “certified” as trade-related by the Government may be eligible for the Health Coverage Tax Credit (HCTC). For more information about eligibility requirements and how the HCTC can be claimed, visit this Web site or call 1-866-628-HCTC (1-866-628-4282) or 1-866-626-HCTC (TTY).

Private Insurance

National Association of Insurance Commissioners

This Web site provides links to state Department of Insurance Web sites for information regarding purchasing private health insurance.